Why Loyalist College?

After comparing various universities and colleges on the behalf of their faculty, fee structure, feedback and curriculum facilities that they provide, this is figured out that Loyalist College is the most suitable college amongst all. The college has been ranked no. 4 in Canada for Research Income Growth by Research Info source Inc. and it makes a notable place in Canada’s Top 50 research colleges.  It collaborates with the reputed MNCs to provide experiential learning opportunities to its students. The best part about this College is its small classrooms that ensure me a convenient student to faculty ratio, and complete personal guidance. Belonging from a small city myself, generally it’s been seen that students have been habitual for small-town living environment, which is away from hustle-bustle of the city, which is balanced completely by Loyalist College, as boasts small-town warmth while offering big-city amenities. Nonetheless, proposed program has a structured and elaborated curriculum, with all the modules that students look forward to study.

Why Diploma Program in Financial Technology?

Being working in the field of accounting and finance for the past 4 years, aspirants now felt an urge to learn about the modules of finance and combine it with their background so as to ease the challenges that they have been facing lately in my work setup. Thus, in order to blend the IT knowledge with Finance experience, they have researched and concluded to choose the Financial Technology program as it is a flexible and tailor-made program that includes all the content students wanted to study. The modules of this course like Business Analysis for FinTech, International Finance, Block Chain Technologies and Crypto currencies, Fintech Entrepreneurship and Start-up Strategies will deliver an in-depth knowledge of the emerging FinTech market from a global perspective. The proposed program also covers up the modules relevant to my master’s program i.e. the role of Big Data in Fintech Revolution, Artificial Intelligence and Machine Learning, Cyber Security that will be revised and strengthened through it.

Career Prospects and Reason to Return: –

Being a passionate individual with a visionary nature, I have always taken considerate steps towards outgrowing my current self with restricted knowledge and abilities and transforming myself into a learned human being. With the same inclination, aspiration applied for the graduate certificate program of Financial Technology so as to upgrade their growth trajectory. As India is still a developing country, it lacks the experiential learning parts in its educational institutions, which has insisted me to complete the course from abroad that will cater to the practical exposure and upgraded technical knowledge that are being desired by students.

Through this course, students could gain confident and an understanding of the emerging market trends, monetary and fiscal policy, business strategy, and emotional intelligence as these modules are untouched by students. It is believed that this course is the compulsory bridge between hard-core finance and the booming IT industry, which aligns well with student’s academic and professional background. After the successful culmination of graduate program, students keep a clear goal to return back to their country as they could perceive better growth opportunities there. The Indian Finance Technology sector is rapidly undergoing an exponential surge, as under the Digital India campaign, the traditional ways of banking and accounting are being replaced by the new-age methods with easy accessibility from the smart phones. India has even reported to have “the greatest FinTech adoption rate globally, at 87%, substantially higher than the world average of 64%,” as mentioned in an article ‘Scope of Fintech in India’ by Masters India.

The same article additionally refers that India is “the third-largest fintech ecosystem in the world” with a home to over 2,100+ companies that provide financial services to business, clearly indicating the overall scope of the chosen field of interest. After the advent of UPI payments, cards and net banking have been side-lined, as “Digital transactions currently account for 98.5 percent of total non-cash payments.”

With the ease provided by digital transactions, payment gateways, payment processing, cash delivery, online payments, and several other banking solutions are all made easier and faster by neo banks. Some of the highly reputed FinTech companies like Paytm, BHIM, Policy Bazaar, Razor pay, Coin DCX, PhonePeetc. Offer good salary packages ranging from 15-20 LPA for proficient individuals with 3-4 years of experience.  Students are eager to be well-equipped with all the necessary skill sets and get a position of Finance Executive, Cyber security engineer, Expansion Head Digital Financing executive etc. in any of this reputed MNCs Where they feel confident to be placed at a respectable position along higher salary package; provided they, have previous experience as well as international up gradation.

Beside career prospects, they ought to return back to they country as students feel bounded with my familial obligations as all of our immovable property is located here. Through stating the aforementioned reasons, they would like to highlight that both their personal and professional goals are in alignment with a temporary stay in Canada. Thus, to keep no intentions or plans to extend their stay apart from completing their studies.

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